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January 07, 2010
Car-Accidents
             
 
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Frequently Asked Questions

 
What should I do if I've been in an accident?
  • Immediately stop at the scene.

  • Call 911 if there are injuries.

  • Call the police.

    • In some areas police authorities may not come to every accident scene. They may consider factors such as the severity and location of the accident. However, you should attempt to notify the police.

  • Obtain names, addresses, telephone numbers, and driver’s license numbers from all drivers.

  • Obtain license plate(s) and vehicle identification numbers.

  • Obtain names, addresses, and telephone numbers of other passengers and any witnesses.

  • If you have a camera, take photographs of the damage, the position of the cars, and the accident scene.

  • If the owner of a damaged car or damaged property cannot be located, leave a note with the names and addresses of the driver and owners of the involved cars.

  • Notify your agent and/or your insurance company immediately.

  • If anyone is injured or the vehicle damage exceeds $750.00, you must report the accident to the Department of Motor Vehicles within 10 days. Failure to notify the DMV may result in the suspension of your driver’s license.

What actions should I avoid after an accident?

  • Do not argue with other drivers and passengers. Save your story for the police and your insurance company.

  • Do not sign statements regarding fault or promises to pay for damage.

  • If another party offers to pay your deductible, don’t sign anything releasing him or her from further responsibility. By releasing the other party, you jeopardize your insurance company’s subrogation right, and the company may refuse to pay for damage to your car.
Contact our Iowa Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
Motor Vehicle Crashes Are The Leading Cause Of Death Among Latinos Ages 1 to 44
According to the National Highway Traffic Safety Administration, motor vehicle crashes are the leading cause of death among Latinos ages 1 to 44. At highest risk are Hispanic children ages 5 to 12 who are 72% more likely to die in motor vehicle crashes than non-Hispanic children.

 

  Newsroom  
 


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At approximately 12:30 a.m., Feb. 6, soldiers from the 2nd Brigade, 2nd Iraqi Army Division were on a routine patrol when they accidentally collide...
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Maryland Man Sentenced To 100 Months In Prison For Fatal High Speed Crash
A Lanham, Maryland man has been sentenced to 100 months in prison in connection with a fatal high speed car crash in Northwest Washington, D.C. in ...
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Winter Car Accidents Lead To Insurance Questions
Madison, WI--Wisconsin's annual return of cold and snow will bring out another annual event, more car accidents. Whether you've been involved ...
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Terms

 


Today's Terms

Premium Finance Company

Definition:
A lending institution that finances insurance premiums for a fee.

Uninsured Motorist Coverage (UMC)

Definition:
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Policy

Definition:
Written contract of insurance.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Iowa Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Iowa Car Accident Lawyers as soon as possible:

  • Ames
  • Ankeny
  • Bettendorf
  • Burlington
  • Cedar Falls
  • Cedar Rapids
  • Clinton
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Fort Dodge
  • Iowa City
  • Marion
  • Marshalltown
  • Mason City
  • Muscatine
  • Newton
  • Ottumwa
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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